Estimate how quickly you can pay off multiple debts using the debt snowball method. Enter balances and minimum payments, then apply extra money to your smallest debt first.
Example format: Visa,3200,24.99,95
Use Debt Free to track unlimited debts, compare snowball vs avalanche, record payments, and sync with iCloud.
Download Debt FreeYou pay minimums on all debts and put extra money toward the smallest balance first. When one debt is paid off, that payment rolls into the next debt.
Snowball is great for momentum and motivation. Avalanche usually saves more interest. The best strategy is the one you stick with.